BLUE IS IN OUR BLOOD.
Founded on a family tradition of law enforcement, Spectrum Advisory Group knows the financial and insurance needs of police officers are different.
A TRADITION OF SERVICE.
Alex B. Perez, Jr.
President & CEO
Witnessing my father’s 34 years of service as a police officer, I have seen firsthand the sacrifices and challenges of a law enforcement career. After working as an agent of record with the San Antonio Police Officers Association (SAPOA), I saw a gap in benefits geared toward law enforcement and realized the current pension system was letting down the people who protect us.
With these insights in mind and inspired by my father’s dedication to this field, I created Spectrum Advisory Group in April of 2010 to work exclusively with police officers. By only working with law enforcement, our products evolve as the cultural fabric of police work changes. Our expertise means we protect not only this community of first responders but their families as well.
Spectrum Advisory Group began in Texas and now proudly partners with 30 unions across nine states. Our team, comprising of seven insurance specialists and three claims specialists, is committed to providing personalized attention to our clients, ensuring that all claims are processed and paid promptly. In the spirit of paying it forward, we take pride in recruiting retired police officers who are passionate about guiding future generations of police cohorts through this often neglected portion of their careers.
OUR STAFF
Michelle R. Jotz
Executive Vice President
Linda Moeller
Vice President of Operations
Kristine Brancato
Vice President of Sales and Marketing
Janice Huey Wong
Registered Investment Advisor
Sandra Pozan
Executive Assistant to Alex Perez
Ofie Delgado
Operations Assistant
Renee Lopez
Claims Administrator
Michelle Lopez
Claims Administrator
Ashlee Baggett
Insurance Specialist
Jim Ewing
Insurance Specialist
Thalia Gonzales
Insurance Specialist
Vanessa Perez
Insurance Specialist
Nicole-Rene K. Petri
Insurance Specialist
Shelly K. Shrum
Insurance Specialist
Nate Peterson
Insurance Specialist
PROTECTING THE PEOPLE WHO PROTECT US. PROACTIVELY.
The unique challenges faced by police officers require different financial and insurance strategies. Setting and forgetting a pension is not a plan. You deserve a holistic written financial plan that accounts for life when it happens.
LIFE AFTER
LAW ENFORCEMENT. PREPARE FOR RETIREMENT NOT A SECOND CAREER.
After 20, 30 or even 40 years on the job we believe police officers deserve a retirement. With proactive holistic financial planning we can help make this a reality. We understand the inner workings of police pensions; how to maximize and reinvest pension DROPs and deferred compensation. Neglecting your pension now could cost you quality of life later.
YOUR RISKS IN LIFE ARE DIFFERENT. YOUR INSURANCE PRODUCTS SHOULD BE TOO.
Law enforcement comes with its own set of risks. From being placed on administrative duty to injury and illness, you can’t afford to be bogged down with worry. We take care of your insurance and coverage needs so you can focus on being present in your career.
We offer proprietary Accident & Disability Policy, Admin Duty, a Hospital Indemnity Policy, Cancer & Specified Disease Policies, investment planning, and our unique policies we designed with you in mind. You won’t find them anywhere else.
If you need help enrolling, filing a claim or would like us to help you with planning for your retirement, let’s talk
Investment advisory services offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Nothing on this website constitutes investment, legal or tax advice, nor that any performance data or any recommendation that any particular security, portfolio of securities, transaction, investment or planning strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, execution of required documentation, and receipt of required disclosures. Investments in securities involve the risk of loss. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempted. For more information, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083.